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Wyoming's Microlender

EST. 1999

We say yes when others cannot.

About

More than a Loan

We offer small business loans across Wyoming, from $500 to $50,000 and we look at the whole person, not just a credit score. But a loan is just one way in. We also offer coaching and education, and you don't need funding to be part of this community. Whether you come to learn, come to connect, or come for funding, there's a place for you here.

Features

The Pathways

Some people come ready to borrow. Some come to learn first. Some just want to find others doing the same hard, good work. Whichever one is you, you're in the right place.

Money to Build On

Small business loans from $500 to $50,000 for Wyoming owners that other lenders turn away. We look at the person, not just the paperwork. And once you're a client, our counseling and support never expire.

Start by Learning

Webinars, workshops, and self-paced programs that teach you how to actually run a business. Open to everyone, loan or no loan. You can learn without ever borrowing a dime. 

Find Your People

The Wyoming Women's Business Center is a community built for connection, group coaching, and real answers. It includes our twice-monthly Coffee & Clarity calls. A place to build alongside others who get it.

Not sure where to start?

The loan was never meant to be the whole point.

Inside Wagonhound - A small business in Wyoming.

We're Here to Serve

1 | The Problem

A lot of good businesses in Wyoming never get started, and a lot of good ones never grow, because the money to do it is just out of reach. The amount needed is too small for most lenders to bother with, or the person asking doesn't look right on paper. So they hear no, or they stop asking.

2 | The Answer

We exist to change that answer. We make small loans to the people other lenders pass on, and we say yes by looking at who you are, not just your credit score. But the loan was never the whole point. It's the front door.

3 | Client for Life

When you borrow from us, you're a client for life. That means your own business counselor for as long as you're building, and time with accountants, attorneys, and other professionals most small businesses can't afford to hire, sitting down to teach you how to do it yourself.

4 | The Invitation

And you don't need a loan to be part of this. Our classes, our resources, and our community are open to anyone with an idea worth chasing. Some people come for money. Some come to learn. Some come just to be around others doing the same hard, hopeful work. All of them belong here.

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That's what we're really after. Not just funded businesses, but more people in Wyoming who get to call themselves an owner, and never have to do it alone.

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[WyoMicro] understands what it is like being a prospective entrepreneur and they ensure they help you through the business owner process! Rest assured, they won't lead you astray and they work hard-core to ensure your personal success! The Modest Mechanic is proud to hold the 2025 Top 3 Google review in Cheyenne Wyoming as rated by BusinessRate.
Jeremy | The Modest Mechanic

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